Minimum Finance Terms
Please advise prior to quote if interest free terms 6months finance required.
For interest free options greater then 6months, Call 8061 5023 to find out more.
Why wait? Get your new Air Conditioning System today Interest Free!*
No more going without, purchase a new Air Conditioning System today!
Applying online is easy!
- Visit the apply online link below
- Receive a decision via SMS or email
- Once you are approved, contact our office to complete your Interest Free* purchase
- The power to borrow up to $30,000
Customer Terms & Conditions
*Approved applicants only. Fees, terms and conditions apply including $99 Annual Fee. Up to 55 days Interest Free available on all Lombard 180 card purchases (excluding cash withdrawals), when you pay, by the payment due date, the amount identified in your statement as the ‘optional repayment to qualify for up to 55 days Interest Free on purchases’. 6 months Interest Free available on all Lombard 180 card purchases of $250 or more made in one transaction. Minimum finance amount $300. A minimum monthly repayment is required regardless of applicable Interest Free periods. Interest, currently 23.99% p.a. (variable), is payable on the balance outstanding after any Interest Free term. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415 (FlexiCards). Lombard® is a trademark of FlexiCards Australia Pty Ltd, a subsidiary of FlexiGroup Limited.
Please advise prior to quote if interest free terms 12months finance required.
Alliance Climate Control Administration setup fees apply for interest free terms 12 months, Call 8061 5023 to find out more.
Frequently Asked Questions
Interest Free* Finance up to $30,000 on Lombard 180 card
There is a $99 Annual Fee, charged on the account open date and annually on the anniversary of the account open date. The ‘open date’ is defined as the date settlement is made or the date the customer makes their first cards transaction, whichever comes first i.e. we may open an account, but the Annual Fee won’t be charged until the first transaction/settlement takes place. The $99 Annual Fee needs to be paid in full as part of the first statement or by the statement due date (i.e. within the 55 Day Interest Free Term) to avoid interest charges.
The Standard Annual Percentage Rate is 23.99% p.a. and is payable on any balance outstanding after an Interest Free Term expires.
Other feed and charges may apply as set out in the Credit Contract and Product Schedule.
The customer will receive a welcome letter pack followed by a Lombard 180 card and PIN within 7-10 days.
The first repayment is due 55 days after the first purchase is settled by Lombard unless there is a payment deferred period. If there is a payment deferred period, the first repayment is due at the end of the deferred period – unless the customer makes another transaction (i.e. a card transaction) other than the promotional transaction. A statement will be send to the customer 3 weeks before the payment due date.
The Minimum Monthly Payment (MMP) is 3% of the outstanding balance of the Lombard account or $30.00. whichever is greater. For example; if the outstanding balance is $5,000, then the MMP is $150. The customer will receive a monthly statement setting out the minimum amount due and the due date.
*These calculations assume the Annual Fee is paid in full by the statement due date when charged and no additional purchases, cash advances or any other fees and charges are incurred.
Repayments can be made by Direct Debit from their nominated bank account at no charge.
Alternatively, payments can be made via BPAY or POSTbillpay. However, a non-direct debit fee of $2.50 applies per payment.
Yes, at any time,. No penalties apply if the account is paid out early.
The Lombard 180 card can be used online, over the phone and worldwide wherever VISA is accepted. PLUS the customer gets 6 months interest free on any card purchases of $250 or more. Customers can also use their Lombard account to access a range of promotional offers, including interest free, at other participating Lombard retailers across Australia
*Subject to suitability assessment and credit approved applications on a Lombard 180 card. Terms, conditions, fees and charges apply. Interest is payable on any balance outstanding after an Interest Free Term.
Do you need help with a service?
Fill out the form and our team will contact you!
*The information you provide here is for the sole purpose of providing helpful Air Conditioning Tips. We don’t spam or at no time do we disclose any of this privileged information to a third party.
Any repair when you
mention this Ad.
*Conditions apply, not applicable with any dispatch or diagnostic charge. *Cannot be used in conjunction with any other offer.